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E-Z Access CDs

Ready for a different kind of CD? Our E-Z Access CDs offer our neighbors in PA and NY options to deliver growth and easy access.

You Have Choices with Our E-Z Access CDs

  • Competitive Rates
    Your money grows at a healthy rate.
  • Two options
    Advantage or Flex. Choose the right one for you.
  • Deposit flexibility
    Whether you deposit a lot or a little, we have a CD for that.
  • Smart investment
    Your savings will increase throughout the term.

E-Z Access CDs

E-Z Access Advantage CD E-Z Access Flex CD Test
MINIMUM TO OPEN $5,000.00 $10,000.00 $5,000.00
MINIMUM BALANCE $500.00 $500.00 $500.00
DEPOSITS Unlimited Unlimited Unlimited
WITHDRAWALS One penalty-free withdrawal per calendar quarter. Any additional withdrawal made in the same time period will trigger a $25 fee. Each withdrawal made within 6 days of a previous withdrawal will be assessed a 7-day interest penalty. No penalty for early withdrawals after 12 months of account opening. Penalty-free partial withdrawals after 12 months of account opening (cannot be within 6 days of previous withdrawal). One penalty-free withdrawal per calendar quarter. Any additional withdrawal made in the same time period will trigger a $25 fee. Each withdrawal made within 6 days of a previous withdrawal will be assessed a 7-day interest penalty.

Get the CD that gives you more

With C&N's special E-Z Access Advantage CD, you can earn a higher rate while gaining more access to your money when you need it. And you can always deposit money whenever you wish.

  • Minimum $5,000 to open; minimum $500 balance to maintain
  • Rate is variable and paid based on two tiers
  • One penalty-free withdrawal per calendar quarter. Any additional withdrawal made in the same time period will trigger a $25 fee. Each withdrawal made within 6 days of a previous withdrawal will be assessed a 7-day interest penalty. 

Get the CD with flexibility

With C&N's E-Z Access Flex CD, grow your money for the first year and withdraw as many times as you want after the first 12 months. And, you can make deposits at any time!

  • Minimum $10,000 to open; minimum $500 balance to maintain
  • Rate is fixed and paid based on two tiers
  • No penalty for early withdrawals after 12 months of account opening. Penalty free partial withdrawals after 12 months of account opening (cannot be within 6 days of previous withdrawal)
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